Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Oliver ichim

Foarte bună mulțumesc ca miati acordat Reviewed on: 5th March 2024

Great process, seamless.

Great process, seamless. Easy to apply and quick decision and delivery. Highly recommend Reviewed on: 5th March 2024

Very helpful great service definitely recommend

Very helpful great service definitely recommend Reviewed on: 5th March 2024

Easy to use and great customer service.

Easy to use and great customer service. I ve never had a card which I don’t need to worry about with the high APR, Zopa are just fantastic. I ve not had any bad experiences with Zopa everything is great. Reviewed on: 5th March 2024

Great customer service, great app and overall a grea...

Great customer service, great app and overall a great product! Reviewed on: 5th March 2024

I have recently become a Zopa customer and it's been...

I have recently become a Zopa customer and it's been very hassle free. Reviewed on: 5th March 2024

Exselent company graet for lending

Exselent company graet for lending Reviewed on: 5th March 2024

Excellent experience with processing request

Excellent experience with processing request Reviewed on: 5th March 2024

I never had a problem with Zopa or had too call cust...

I never had a problem with Zopa or had too call customer services Reviewed on: 5th March 2024

Have car finance and credit card with zopa so easy t...

Have car finance and credit card with zopa so easy to monitor my finance with the app Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from HSBC 3.56 from 129 reviews
Credit Card
from American Express 3.44 from 127 reviews
Credit card
from first direct 4.22 from 27 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub