Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

quick courteous and professional

quick courteous and professional Reviewed on: 5th March 2024

Hassle free always been helpful whenever needed

Hassle free always been helpful whenever needed Reviewed on: 5th March 2024

incomparable

Its very professional customer service, accommodative in even when a payment is missed, they give you time to pay. Reviewed on: 5th March 2024

Credit card and car finance easy to apply no problem...

Credit card and car finance easy to apply no problems thank you Reviewed on: 5th March 2024

Great service great credit card easy to apply for a...

Great service great credit card easy to apply for and a prompt service Reviewed on: 5th March 2024

Very informative keeps you in the know.

Very informative keeps you in the know. Gentle reminders keeps on top of your finances Reviewed on: 5th March 2024

Good service

I’ve not had any bad experiences with them Reviewed on: 5th March 2024

I use the credit card as an emergency fund.

I use the credit card as an emergency fund. It works well for me Reviewed on: 5th March 2024

Highly recommended!

I like the borrowing power. Very good way of finding out if you qualify for a personal loan. They've also introduced car loans. Their interest rates on the credit card is the lowest I've seen on the market. Reviewed on: 5th March 2024

I am happy because it is very easy and helpful

I am happy because it is very easy and helpful Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from first direct 4.22 from 27 reviews
Credit card
from Post Office 3.46 from 116 reviews
Balance Transfer Credit Card
from Halifax 4.10 from 64 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub