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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great overall card

Used my card on various holidays with no exchange rate fees added. Reasonable and affordable interest rate. Good communication to inform me of any changes to terms and conditions. Reviewed on: 5th March 2024

I have enjoyed my time with Zopa so far and hope thi...

I have enjoyed my time with Zopa so far and hope this continues Reviewed on: 5th March 2024

They have been excellent giving me an opportunity to...

They have been excellent giving me an opportunity to work on my credit score and has always been great with customer services and answered my queries without delay or problems Reviewed on: 5th March 2024

Keep me up to date with offers and my account...

Keep me up to date with offers and my account Reviewed on: 5th March 2024

Brilliant customer service.

Brilliant customer service. Clear and easily understood terms and conditions. Reviewed on: 5th March 2024

Great service, always helpful and really to provide...

Great service, always helpful and really to provide updates Reviewed on: 5th March 2024

Easy to use and helpfull and alway there when needed...

Easy to use and helpfull and alway there when needed and good intrest rates Reviewed on: 5th March 2024

Easy online payment service good communications

Easy online payment service good communications Reviewed on: 5th March 2024

Excellent service always good service always good

Excellent service always good service always good Reviewed on: 5th March 2024

Easy to deal with

Easy to deal with, the app has all the info you need without the need to talk tomsomeone Reviewed on: 5th March 2024

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