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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I've been using Zopa for around three years now.

I've been using Zopa for around three years now. Excellent service! No hidden charges and great customer service. Thanks for the helping hand in building better credit ☺️ Reviewed on: 5th March 2024

It's an excellent experience for using Zopa services!

It's an excellent experience for using Zopa services! I recommend with confidence! Reviewed on: 5th March 2024

Honest and genuine company

Everything is there to see to. Nothing is hidden. All straight forward and easy to understand Reviewed on: 5th March 2024

Easy to use app & fantastic interest rates

Easy to use app & fantastic interest rates Reviewed on: 5th March 2024

Top notch

Credit & financial control made simple and easy Reviewed on: 5th March 2024

Easy to use good service rate is good also

Easy to use good service rate is good also Reviewed on: 5th March 2024

Good flexi card provider, easy app to use and friend...

Good flexi card provider, easy app to use and friendly customer service Reviewed on: 5th March 2024

Great Company & Great App.

Great Company & Great App. Easy to set up with nothing Hidden & no surprises. Good rates and outstanding customer service. Reviewed on: 5th March 2024

Great card easy to register good interest rates I wo...

Great card easy to register good interest rates I would definitely recommend it to my friends &family. Reviewed on: 5th March 2024

Great service and application easy to use.

Great service and application easy to use. Reviewed on: 5th March 2024

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Want to see more from Zopa?

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from Zopa 4.87 from 1795 reviews
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