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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Five star

Honest and no nonsense service professional staff Reviewed on: 5th March 2024

Great service

I have used this card for almost 2 years. Absolutely fantastic Reviewed on: 5th March 2024

Simple easy process, no fuss app allowing you to man...

Simple easy process, no fuss app allowing you to manage everything with ease Reviewed on: 5th March 2024

Company zopa review

Good company and keep in touch regularly especially through the app. Reviewed on: 5th March 2024

Good customer service

Been a customer for over a year and the app and detail is intuitive and informative. Also when error where made they where pointed out and corrected quickly. Reviewed on: 5th March 2024

Excellent

The app is very easy to use. I can find all the information I need very quickly and easily Reviewed on: 5th March 2024

Replacement rates and helpful

I love my card because they have great repayment rates and always willing to help with boosting you credit rating Reviewed on: 5th March 2024

Great customer great ,

Great customer service , statement easy to understand Reviewed on: 5th March 2024

Very very good.

Very very good..very very love Reviewed on: 5th March 2024

Just a great credit card.

Just a great credit card. No fuss, easy to maintain. Reviewed on: 5th March 2024

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