Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,472 reviews, last reviewed 12th Mar 2026
154750% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026
Kerim 's avatar
Kerim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43472)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Happy with service like using would recommend the se...

5
Happy with service like using would recommend the service to my family and friends Reviewed on: 6th March 2026

Excellent company and easy to use and great customer...

5
Excellent company and easy to use and great customer service Reviewed on: 6th March 2026

Excellent service and affordable

5
Excellent service and affordable Reviewed on: 6th March 2026

Easy to use and great app

5
Zopa card is easy to use especially the app as you can set a baffa for a rainy day. The app allows you to stay on top of your spending. Reviewed on: 6th March 2026

Excellent excellent

5
Very good experience to use dopamine credit card Reviewed on: 6th March 2026

Excellent service every time I get in-touch

5
Excellent service every time I get in-touch Reviewed on: 6th March 2026

It is a very good credit card to have it is good cre...

5
It is a very good credit card to have it is good credit f you need to use it I would recommend my family to get one Reviewed on: 6th March 2026

I've found using Zopa excellent, easy to deal with a...

5
I've found using Zopa excellent, easy to deal with and a company that can be trusted Reviewed on: 6th March 2026

Easy to use app, great coms and helpful

5
Easy to use app, great coms and helpful Reviewed on: 6th March 2026

Excellent service,super easy to use.

5
Excellent service,super easy to use. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1535 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5945 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8042 reviews
    Zopa
    View all products