Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent customer service.

Excellent customer service. I never had any issues when contacting them Reviewed on: 5th March 2024

Good starter card have not had credit increase yet o...

Good starter card have not had credit increase yet on other card I have had 2. Will see how it goes before I decide to either transfer or keep Reviewed on: 5th March 2024

Good service App easy to use just enough contact

Good service App easy to use just enough contact Reviewed on: 5th March 2024

All good at all.

All good at all.. easy to use and can use it everyday spending. Reviewed on: 5th March 2024

Good experience very good customer service

Good experience very good customer service Reviewed on: 5th March 2024

Zopa gave me a chance when no one else would, and ha...

Zopa gave me a chance when no one else would, and have been great if I had any problems Reviewed on: 5th March 2024

Excellent card easy to use application

Excellent card easy to use application Reviewed on: 5th March 2024

Unreal company I have had nothing but luck from I go...

Unreal company I have had nothing but luck from I got this card Reviewed on: 5th March 2024

Great app, great customer service

Great app, great customer service Reviewed on: 5th March 2024

excellent experience and quick customer service prov...

excellent experience and quick customer service provided when needed. Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 4.66 from 125 reviews
Bip Credit Card
from NewDay 4.79 from 2286 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub