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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Integrity

Zopa have been upfront clear abd honest Reviewed on: 4th March 2024

Credit Boost has helped me out when I needed it.

Zopa has helped me out when I needed it. Reviewed on: 4th March 2024

"The credit card approval process was swift, taking...

"The credit card approval process was swift, taking just minutes, and I couldn't be more satisfied with the service." Reviewed on: 4th March 2024

Excellent app, easy to use

Great card , very easy to use , and the credit card app is easy to follow Reviewed on: 4th March 2024

Good start,extra all , there were never any problems

Good start there were never any problems Reviewed on: 4th March 2024

Great support and a time of need, this has support w...

Great support and a time of need, this has support with building my credit rating. Thank you for a second chance Reviewed on: 4th March 2024

Very good company, helping me to get my credit card...

Very good company, helping me to get my credit card very quick and I recived very good %. Reviewed on: 4th March 2024

App is fab - love the credit cushion

Credit card application was easy, balance transfer was great, the app is really good - love the credit cushion Reviewed on: 4th March 2024

Great online app

No issue at all. . Great online app available. Easy payment options available. All your finance in one place. Highly recommend Reviewed on: 4th March 2024

service is very good...

Easy to navigate app and customer service is very good Reviewed on: 4th March 2024

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