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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Probably the beat credit card provider I have dealt...

Probably the beat credit card provider I have dealt with. Straightforward application process, simplistic app that does exactly what it needs to. No issues whatsoever to date. Reviewed on: 4th March 2024

Good, professional service and quick response

Good, professional service and quick response Reviewed on: 4th March 2024

Credit card

Easy to use app to manage credit card Reviewed on: 4th March 2024

Highly recommended.

Zopa provide a quick and efficient service. Every transaction I have been has been very smooth. The app is very easy to use. Reviewed on: 4th March 2024

Adding it to Curve and Google pay is easy

The online experience is great, paying bills is simple. The fact that I can add it to Curve and Google pay is invaluable Reviewed on: 4th March 2024

Great prices and service, what more is there

Great prices and service, what more is there Reviewed on: 4th March 2024

Zopa is the best credit card I have ever had.

Zopa is the best credit card I have ever had.. From the application process to customer service queries, everything have been made simpler Reviewed on: 4th March 2024

Nothing but professional since joint Zopa.

Nothing but professional since joint Zopa. Service and online apps second to none. Reviewed on: 4th March 2024

Great customer service and you feel like a customer...

Great customer service and you feel like a customer they look after you Reviewed on: 4th March 2024

Good communication, called and arranged a new pin

Good communication, called and arranged a new pin Reviewed on: 4th March 2024

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