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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

All went smoothly

All went smoothly and easy to do Reviewed on: 4th March 2024

Excellent, smooth and trouble free

Excellent, smooth and trouble free Reviewed on: 4th March 2024

Everything easily explained.

Everything easily explained. Friendly customer service, easy to use app Reviewed on: 4th March 2024

Easy to communicate with zopa, not had any issues wh...

Easy to communicate with zopa, not had any issues whatsoever Reviewed on: 4th March 2024

Excellent Service

Excellent self service and tools Reviewed on: 4th March 2024

My best friend

I feel valued as customer and a person and not just a number or statistic Reviewed on: 4th March 2024

Every process and communication I've had with this c...

Every process and communication I've had with this company had been fantastic. I recommended my mum to then for a fixed term bond, and they've been brilliant. Reviewed on: 4th March 2024

I won't change anything, it can stay as it is

I would recommend Zopa credit cards to all my friends and colleagues Reviewed on: 4th March 2024

Great service ,feel valued.

Great service ,feel valued. Excellent company. Helped me start to save each week which I’ve never been able to do before. Very happy I choose zopa Reviewed on: 4th March 2024

The best

The credit card is good but the savings accounts are the best. Reviewed on: 4th March 2024

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