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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Love the app, makes things so easy.

Love the app, makes things so easy. Reviewed on: 4th March 2024

Fantastic company and great to use App

Fantastic company and great to use App Reviewed on: 4th March 2024

Had no issues at all other than my credit limit drop...

Had no issues at all other than my credit limit dropping £200 for no reason Reviewed on: 4th March 2024

Give it a go

Never had any problems, everything it simple and straight forward to understand Reviewed on: 4th March 2024

Good credit card and good customer service

Good credit card and good customer service Reviewed on: 4th March 2024

I feel in great hands with Zopa.

I feel in great hands with Zopa. Reviewed on: 3rd March 2024

Great company and so helpful when I needed some

Great company and so helpful when I needed some Reviewed on: 3rd March 2024

Nobody does it better

It's the credit card I would recommend it to anyone Reviewed on: 3rd March 2024

Easy to deal with very efficient not bad rates also...

Easy to deal with very efficient not bad rates also very helpful Reviewed on: 3rd March 2024

Low rate and good service.

Low rate and good service. Easy to use. Reviewed on: 3rd March 2024

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