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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good card for bad credit

Not had a problem with anything to do with this product. I'd recommend this card to anyone who is struggling with their credit rating. Reviewed on: 2nd March 2024

Great company.

Great company., fantastic customer service & I would recommend this company to anyone. Reviewed on: 2nd March 2024

Fair company brilliant customer service

Fair company brilliant customer service Reviewed on: 2nd March 2024

Financial hope

Had bad credit rating and zoopa helped me to get back on my feet.. And continues it's help by giving regular financial advice along the way to continue to improve Reviewed on: 2nd March 2024

Zopa, have been amazing and provide lots of tools to...

Zopa, have been amazing and provide lots of tools to assist in your financial planning. Reviewed on: 2nd March 2024

Never had an issue.

Never had an issue. Easy to use app Reviewed on: 2nd March 2024

Great customer service great value for money would d...

Great customer service great value for money would definitely recommend to family and friends Reviewed on: 2nd March 2024

I always know where I am with zopa great app credit...

I always know where I am with zopa great app credit score handy alerts great service all round Reviewed on: 2nd March 2024

Non complicated and straightforward

Non complicated and straightforward Reviewed on: 2nd March 2024

The app is super easy to use.

The app is super easy to use. It gives you the information you need and it keeps you informed in reference to your credit score Reviewed on: 2nd March 2024

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Want to see more from Zopa?

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from Zopa 4.87 from 1795 reviews
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