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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

No issues at all simple and easy to use and approach...

No issues at all simple and easy to use and approachable if you need help Reviewed on: 2nd March 2024

Overall just simple easy and always helpful

Overall just simple easy and always helpful Reviewed on: 2nd March 2024

Great customer service.

Great customer service. Helpful app to keep on track of your finances. Reviewed on: 2nd March 2024

They helped massively on my holiday for having spend...

They helped massively on my holiday for having spending money on a card, I wasn’t charge any fees abroad using this. Reviewed on: 2nd March 2024

Always conscious of my borrowing power

Always conscious of my borrowing power which is a massive help Reviewed on: 2nd March 2024

App easy to use.

App easy to use. Very helpful on on line chat sorting my problem out Reviewed on: 2nd March 2024

A great credit card and credit score builder

A great credit card and credit score builder Reviewed on: 2nd March 2024

Have been able to improve my credit score thanks to...

Have been able to improve my credit score thanks to Zopa. It’s nice having a just in case fund in my card. Reviewed on: 2nd March 2024

Great company easy to manage card on app

Great company easy to manage card on app Reviewed on: 2nd March 2024

so easy to use with excellent app

so easy to use with excellent app Reviewed on: 2nd March 2024

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Want to see more from Zopa?

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