Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Refreshing service

It was easy to apply, its also is equipped with helpful information with money management and credit management. Reviewed on: 1st March 2024

Had a great experience with this product

Had a great experience with this product Reviewed on: 1st March 2024

Great company

Great company to deal with and the experience with them was wonderful Reviewed on: 1st March 2024

Recommend

I have found Zopa to be very clear with charges and easy to use app Reviewed on: 1st March 2024

Brilliant card provider with lots of services

Brilliant card provider with lots of services Reviewed on: 1st March 2024

Excellent service would recommend to anyone

Excellent service would recommend to anyone Reviewed on: 1st March 2024

No fuss or hassle just straightforward and quick.

No fuss or hassle just straightforward and quick. Upfront about everything no hidden suprises Reviewed on: 1st March 2024

My credit have improved since I got zopa credit card

My credit have improved since I got zopa credit card Reviewed on: 1st March 2024

An excellent experience with clear guidance througho...

An excellent experience with clear guidance throughout the process and a successful outcome Reviewed on: 1st March 2024

Gives me peace of mind.

Gives me peace of mind.I can now focus on my future plans Reviewed on: 1st March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews
Credit card
from Zable 4.82 from 123702 reviews
Credit Card
from thinkmoney 4.03 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub