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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy credit card easyapp to use .

Easy app to use . Been with Zopa for a while now , no problems Reviewed on: 1st March 2024

Clear view of where to improve on your credit overal...

Clear view of where to improve on your credit overall rating Reviewed on: 1st March 2024

Excellent product range

My circumstances have changed over time but Zopa has provided a reliable and good product range to meet my needs. From savings to credit I’ve felt supported. Excellent customer service also. Reviewed on: 1st March 2024

Great product

Great service very pleased im saving and getting a good interest rate can access my money at any time credit card is good but could up the limit a bit more often Reviewed on: 1st March 2024

Happy that Zopa helps you manage your m...

I like the way Zopa actually helps you manage your money and gives you ratings and the ability to see your affordability. Reviewed on: 1st March 2024

Zopa the best credit card

Nothing but good things to say about zopa. Reviewed on: 1st March 2024

I've never had a problem with Zopa and their rates a...

I've never had a problem with Zopa and their rates are very good Reviewed on: 1st March 2024

Always good service, never had any problems

Always good service, never had any problems Reviewed on: 1st March 2024

Very happy with the experience of Zopa

Very happy with the experience of Zopa Reviewed on: 1st March 2024

Excellent service everything exactly as they say

Excellent service everything exactly as they say Reviewed on: 1st March 2024

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Want to see more from Zopa?

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