Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very easy and informative and friendly service

Very easy and informative and friendly service Reviewed on: 1st March 2024

Speed up my credit score.

Speed up my credit score. Promotes my saving and help manage and improves my finances Reviewed on: 1st March 2024

Zopa has really helped me a lot and really appreciat...

Zopa has really helped me a lot and really appreciate it all would definitely recommend them Reviewed on: 1st March 2024

Very easy app to use great offers & services.

Very easy app to use great offers & services. Everything is hassle free also fantastic interest rates on saving accounts. One happy customer. Reviewed on: 1st March 2024

Gives people that struggle a chance to rebuild there...

Gives people that struggle a chance to rebuild there credit rating Reviewed on: 1st March 2024

The app is really easy to understand and use

The app is really easy to understand and use Reviewed on: 1st March 2024

Excellent customer service and good value for money

Excellent customer service and good value for money Reviewed on: 1st March 2024

First class on every level.

First class on every level. Make it very easy and pleasurable process. Reviewed on: 1st March 2024

Everything about Zopa is so easy.

Everything about Zopa is so easy with an app that is simple to use and so fast Reviewed on: 1st March 2024

Good card, easy app to navigate and lots of choices...

Good card, easy app to navigate and lots of choices to save whith good rates Reviewed on: 1st March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Freedom Rewards Credit Card
from Barclaycard 3.59 from 63 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews
American Express Credit Card
from American Express 3.68 from 121 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub