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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great all round.

Card and the app are excellent along with ease of use. Everything laid out and explained very well. Reviewed on: 29th February 2024

I got a good credit and balance transfer option.

I got a good credit and balance transfer option. Reviewed on: 29th February 2024

I always get information which makes me decide what...

I always get information which makes me decide what I need to do with the advice I am given to make an informed choice. I am not pressured to do anything I am not convinced to go ahead with. Reviewed on: 29th February 2024

Zopa has helped my credit rating

Zopa is helped my credit rating go from the red into Green. My borrowing rate has increased accordingly to what I can afford but I also have the choice to decline which is a useful option to have. Reviewed on: 29th February 2024

Brilliant customer service good savings rate, and ea...

Brilliant customer service good savings rate, and easy access Reviewed on: 29th February 2024

Price draw

Excellent not one bit of problem Reviewed on: 29th February 2024

Great company with opportunity to save with great in...

Great company with opportunity to save with great interest rates Reviewed on: 29th February 2024

Zopa is an excellent company I have never had any pr...

Zopa is an excellent company I have never had any problems with my credit card and I also have car finance with them too Reviewed on: 29th February 2024

Brilliant, app is easy to use and customer service a...

Brilliant, app is easy to use and customer service always on hand if you need them Reviewed on: 29th February 2024

Great service, good rates of interest

Great service, good rates of interest Reviewed on: 29th February 2024

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