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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very very helpful.

Very very helpful. And empowering my credit. Thanks Zopa. Reviewed on: 29th February 2024

Professional

Professional and quality work , the best offer for every one Reviewed on: 29th February 2024

In generall great service, it would be great after s...

In generall great service, it would be great after such long time get more spending credit Reviewed on: 29th February 2024

Very easy to use and very helpful

Very easy to use and very helpful Reviewed on: 29th February 2024

Never had any issues.

Never had any issues. App very useful Reviewed on: 29th February 2024

Thank you Zopa.

After not having a credit card for over 5 years due to an IVA Zopa gave me a chance to prove I can manage a credit card. It has been an absolute blessing to us as I have a poor credit rating at the moment and it has allowed myself and family not to worry about going on holiday as we now have the the back up from Zopa. Thank you. Reviewed on: 29th February 2024

Great card

Great easy to use and track spending Reviewed on: 29th February 2024

Quick to respond to any questions

Quick to respond to any questions Reviewed on: 29th February 2024

Zopa great

Staff are friendly and helpful,whether your choosing a credit card or a loan zopa are behind you every step of the way. Reviewed on: 29th February 2024

Excellentto bank with..

I have found zopa costumer services excellent and their savings accounts brilliant Reviewed on: 29th February 2024

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