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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great customer service and communication well done zopa

Great customer service and communication well done zopa Reviewed on: 29th February 2024

Credit Card

Easy to apply and card is great for everyday purchases the rate is good plus easy to check and pay on the app. Reviewed on: 29th February 2024

Excellent the app is easy to use

Excellent the app is easy to use Reviewed on: 29th February 2024

Outstanding Performance excellentl customer service...

Outstanding Performance excellentl customer service experience Reviewed on: 29th February 2024

Excellent credit card

Been with Zopa for a few years now and always had a excellent experience Reviewed on: 29th February 2024

5 stars is still not high enough!!

Just a fantastic company to deal with Reviewed on: 29th February 2024

Wish there was Apple Pay

Wish there was Apple Pay and quicker customer service responses. Otherwise, I’m happy Reviewed on: 29th February 2024

brilliant company.

brilliant company. very good interest rates Reviewed on: 29th February 2024

Zopa Credit card

Brilliant, easy to use app. Never had a problem with them Reviewed on: 29th February 2024

Excellency

Excellent rates and clear and transparent in all communication. Reviewed on: 29th February 2024

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