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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good service and easy to use and monitor spending

Very good service and easy to use and monitor spending Reviewed on: 29th February 2024

Love Zopa

Got a credit card and savings account…….can’t fault either. great company,very helpful. What’s not to like. Reviewed on: 29th February 2024

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I have good experience with Zopa my credit limit goe...

I have good experience with Zopa my credit limit goes up every 6 months I would highly recommend a friend Reviewed on: 29th February 2024

Excellent service

Excellent service easy to use app easy to move money about good savings offers Reviewed on: 29th February 2024

Fantastic and useful app

The Zopa app is one of the best examples of how to manage your money with excellent advice and tips - the added extra of telling you how your credit score is doing and how to improve is a massive bonus and all for free! Reviewed on: 29th February 2024

I was really down and out financially and Zopa came...

I was really down and out financially and Zopa came and bailed me out in time. Reviewed on: 29th February 2024

Good card from a company that gives you an opportuni...

Good card from a company that gives you an opportunity when others don't. Downside is not all the insights in the app are accurate Reviewed on: 29th February 2024

I really like Zopa credit card for the ease and spee...

I really like Zopa credit card for the ease and speed with which i can make payments and get my pay updated on my account. Reviewed on: 29th February 2024

Great service and customer service and excellent com...

Great service and customer service and excellent company Reviewed on: 29th February 2024

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