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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I was approved right away when I applied

I was approved right away when I applied Reviewed on: 6th March 2026

Excellent card

I especially like the credit cushion feature Reviewed on: 6th March 2026

Think of customers

Low on payback affordable so if you can pay more a month you can. Reviewed on: 6th March 2026

Easy to use and always great valur informed of offers

Easy to use and always informed of offers Reviewed on: 6th March 2026

had no troubles with this company at all, made apply...

had no troubles with this company at all, made applying for credit just that little bit easy, making affordable payments for me making things easy for the better would highly recommend Reviewed on: 6th March 2026

Easy sign up and so much information on the app, I k...

Easy sign up and so much information on the app, I know clearly when I need to pay by when and how much Reviewed on: 6th March 2026

iv never had any trouble with zopa and there custome...

iv never had any trouble with zopa and there customer service has always been excellent Reviewed on: 6th March 2026

Excellent customer service!

Excellent customer service and great app! Reviewed on: 6th March 2026

Great service helpfull operators

Great service helpfull operators Reviewed on: 6th March 2026

Excellent service, good rates and payment options

Excellent service, good rates and payment options Reviewed on: 6th March 2026

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