Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I am using a zopa credit card which is one of the go...

I am using a zopa credit card which is one of the good credit card in my life. I am just using zopa credit because of good service. Reviewed on: 17th January 2024

I am very satisfied with the credit card...

I am very satisfied with the credit card Reviewed on: 16th January 2024

easy to use very fast and efficient

easy to use very fast and efficient Reviewed on: 16th January 2024

Good online app

Good online app to keep control and easy to make a payment Reviewed on: 16th January 2024

Seemless and friendly credit offering process

Seemless and friendly credit offering process Reviewed on: 16th January 2024

Zopa - You are the best!

I enjoy being informed of how much I have spent/not spent on my credit card. This helps me budget so much easier. Although I was offered an increase on my card, I chose not to accept it. mainly because of the reasons that were offered to me by Zopa. Everything is so easy to follow and understand. thanks for this too! Reviewed on: 15th January 2024

I haven't had any reason to contact customer service

I haven't had any reason to contact customer service Reviewed on: 15th January 2024

Easy to use, easy to contact, well happy

Easy to use, easy to contact, well happy Reviewed on: 15th January 2024

I love that the application process was so easy and...

I love that the application process was so easy and everything is so easy to view and use on the account. It really feels that Zopa actually thinks about what it’s customers need, it feels you are being looked after. Reviewed on: 15th January 2024

New credit card

Very easy to use and keeps me up-to-date with my spending Reviewed on: 15th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 4.06 from 6 reviews
Credit card
from Nationwide 4.20 from 223 reviews
Flex Purchase credit card
from Monzo 4.90 from 3189 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub