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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good service card taken every shop

Very good service card taken every shop Reviewed on: 19th January 2024

Help and support

I have a credit card and have been very happy with the help and support they have given me. Reviewed on: 19th January 2024

Zopa credit card staffers are awesome.

They have treated me like a good customer and always have their listening ear to my complaints. I will like to have a zopa credit card again and again because of their customer care empathy towards me. Reviewed on: 18th January 2024

Helped me a lot

I have a poor credit rating and Zopa offered me a credit card when I didn’t hope that I could rebuild my credit score. The credit limit is pretty high , I would not expect that. Thank you Reviewed on: 18th January 2024

Well recommended credit card.

Well recommended credit card. Easy to apply and get approved. Reviewed on: 18th January 2024

Raising credit amount

Very helpful for bad credit. Raises credit amount fairly if you keep up your payments. Always helpful in a crisis Reviewed on: 18th January 2024

Really good competitive bank.

I found this company and decided as it’s different to give them a go and I couldn't H be more pleased with the outcome. Since joining I had also opened savings account which are excellent with interest rates which I found unbeatable Reviewed on: 17th January 2024

credit cards

I don't have much experience using credit cards. With Zopa, everything is easy, fast and affordable, and that's why I'm glad to use this credit card Reviewed on: 17th January 2024

I am using a zopa credit card which is one of the go...

I am using a zopa credit card which is one of the good credit card in my life. I am just using zopa credit because of good service. Reviewed on: 17th January 2024

I am very satisfied with the credit card...

I am very satisfied with the credit card Reviewed on: 16th January 2024

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