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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I'm will use always it's very good for me zopa costu...

I'm will use always it's very good for me zopa costumer service very very good Reviewed on: 15th January 2024

Zooa are a good credit card and very easy to...

Zooa are a good credit card and very easy to use Reviewed on: 14th January 2024

A good company

Very good company with helpful staff if you encounter a problem. Reviewed on: 14th January 2024

It's a good card, it helps with everyday purchases,...

It's a good card, it helps with everyday purchases, but I've had it for a long time and paid it off on time and until now the limit has never been increased...that should change... Reviewed on: 14th January 2024

Excellent

Excellent service,would definitely recommend Reviewed on: 14th January 2024

Good card.

Good card. I enjoy the look and feel of the card and easy app navigation Reviewed on: 14th January 2024

Never had any problems the application was easy & qu...

Never had any problems the application was easy & quick Reviewed on: 14th January 2024

Good card for building credit especially after going...

Good card for building credit especially after going through financial difficulties after a divorce. Reviewed on: 14th January 2024

Payments show almost straight away no waiting 3 to 5...

Payments show almost straight away no waiting 3 to 5 days Reviewed on: 14th January 2024

I have found the Credit Card to be most helpful and...

I have found the Credit Card to be most helpful and reduce my stress levels. Reviewed on: 14th January 2024

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