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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Seamless service with peace of mind

Seamless service with peace of mind Reviewed on: 14th January 2024

I have a credit card and I’m very happy I’m informed...

I have a credit card and I’m very happy I’m informed when I have to pay so I don’t miss payment Reviewed on: 14th January 2024

Brilliant service and very fast response should you...

Brilliant service and very fast response should you have any issues. The mobile app is easy to use Reviewed on: 14th January 2024

They are very good and accurate also with good custo...

They are very good and accurate also with good customer service Reviewed on: 13th January 2024

I am happy

I am happy to have a credit card even though my score is very poor. Reviewed on: 13th January 2024

A wonderful credit card with great app!

A wonderful credit card with great app! Easy to navigate, simplistic to use. They give great oversight to expenditure. Would highly recommend. Reviewed on: 13th January 2024

Very helpful for me.

Very helpful for me. East to use Reviewed on: 13th January 2024

It’s mostly accepted can rely on low interest rates...

It’s mostly accepted can rely on low interest rates most have card Reviewed on: 13th January 2024

Excellent service.

Excellent service. Fast and soothing approval and delivery Reviewed on: 13th January 2024

Very good and excellent, comfortable and very well

Very good and excellent, comfortable and very well Reviewed on: 13th January 2024

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