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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa card

Really good and straightforward to use and deal with.excellent app..just a very good experience.. Reviewed on: 13th January 2024

Always there for you

Good communications, excellent advise and best app to user Reviewed on: 13th January 2024

I think this is the best card I have ever...

I think this is the best card I have ever had Reviewed on: 13th January 2024

excellent product.

excellent product. Easy and clear . Reviewed on: 13th January 2024

Zopa makes it easier to find and get what you need.

Zopa makes it easier to find and get what you need. They let you know what is happening, and explain everything in clear English. I've had no problems at all, if I'm unsure about anything, they are very quick to help. Reviewed on: 13th January 2024

Good Card, no issues!

Good Card, no issues!!! Access to all sites, keeps you in the picture Reviewed on: 13th January 2024

Excellent card for me ,customer service is fantastic

Excellent card for me ,customer service is fantastic Reviewed on: 13th January 2024

Great start

Easy to apply. Great interest rate. Great starting credit limit. Easy to use app and lots of helpful tools Reviewed on: 13th January 2024

Thank you Zopa!

Joined Zopa 2 years ago, an easy app, and regular emails have let me get my credit rating a well overdue boost. Had no credit rating, now have been able to get myself ahead. Insights have kept me on track and help provide a better future for my kids. Thank you Zopa! Reviewed on: 12th January 2024

Very good!

Very good! Thankyou! I'm very happy with Zopa. Reviewed on: 12th January 2024

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