Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service.

Excellent service. Fast and soothing approval and delivery Reviewed on: 13th January 2024

Very good and excellent, comfortable and very well

Very good and excellent, comfortable and very well Reviewed on: 13th January 2024

Zopa card

Really good and straightforward to use and deal with.excellent app..just a very good experience.. Reviewed on: 13th January 2024

Always there for you

Good communications, excellent advise and best app to user Reviewed on: 13th January 2024

I think this is the best card I have ever...

I think this is the best card I have ever had Reviewed on: 13th January 2024

excellent product.

excellent product. Easy and clear . Reviewed on: 13th January 2024

Zopa makes it easier to find and get what you need.

Zopa makes it easier to find and get what you need. They let you know what is happening, and explain everything in clear English. I've had no problems at all, if I'm unsure about anything, they are very quick to help. Reviewed on: 13th January 2024

Good Card, no issues!

Good Card, no issues!!! Access to all sites, keeps you in the picture Reviewed on: 13th January 2024

Excellent card for me ,customer service is fantastic

Excellent card for me ,customer service is fantastic Reviewed on: 13th January 2024

Great start

Easy to apply. Great interest rate. Great starting credit limit. Easy to use app and lots of helpful tools Reviewed on: 13th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 3.53 from 97 reviews
Classic Credit Card
from Bank of Ireland 4.06 from 6 reviews
Credit card
from 118 118 Money 4.73 from 5645 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub