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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Wounder full and Marvelous

It was prompt response online and on telephone CSA was very polite and gentle and showed her pation while talking with me, Even my accsent in English is not good atall. But she delt me with full respact and dignity. Which was an honour to me Reviewed on: 11th January 2024

I have great experience with my zopa credit card it...

I have great experience with my zopa credit card it is easy to make a payment also the funds clears fast an is available to use if necessary right away the interest rate are low I have I wonderful open to withdraw cash when needed which is very helpful at times and the zopa app is handy with a lot of advice and information thanks to zopa it really does help I'm delighted to be a part of it all Reviewed on: 11th January 2024

helpful. Understanding. Caring.

Always been very helpful and understanding of personal circumstances. Very caring. Reviewed on: 11th January 2024

New customer service

Very fast and efficient service, they do what they promise. Reviewed on: 11th January 2024

Fantastic experience.

Fantastic experience. Nothing to complain about Reviewed on: 11th January 2024

It does what it says on the tin.

It does what it says on the tin. Zopa is a very useful and easy to use card with modest interest. It is easy to obtain and limit increases are available as and when meritted Reviewed on: 11th January 2024

Everything that I have experienced with Zopa has bee...

Everything that I have experienced with Zopa has been excellent. Front the initial application for my credit card to the iPhone app and how simple it is to pay my credit card bill. Reviewed on: 11th January 2024

Very helpful and some they give me loan offer as wel...

Very helpful and some they give me loan offer as well which is appreciated Reviewed on: 11th January 2024

First class service

Flawless so easy to keep on top everything I need is so easy to access and follow Reviewed on: 11th January 2024

easy simple application

Easy to apply, credit limit and interest rate shown before confirmation of application. Informed of progress and fast delivery of your card. App is easy to use Reviewed on: 11th January 2024

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