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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa a credit to the credit card industry.

Zopa a credit to the credit card industry. I am so great full for the opportunity that Zopa has given me. I am now able to budget easier. I am on my way to increasing my credit score. in most other cases I was considered a bad risk. Zopa was able to see through my past and adjudged my future based on my work to repair my history. Reviewed on: 11th January 2024

Easy to use website .

Easy to use website . Good messaging on site which keeps you updated. Reviewed on: 11th January 2024

Excellent company.

Excellent company.with them for 8 months now. Reviewed on: 11th January 2024

Great Bank

Great Bank . Interest small and quick service Reviewed on: 11th January 2024

Excellent service Great company to deal with

Excellent services Great customer service Reviewed on: 11th January 2024

It's a very professional company and any questions a...

It's a very professional company and any questions are dealt with quickly and efficiently. The app works really well and is easy to use. I would recommend to friends and family Reviewed on: 11th January 2024

Amazing zopa credit card

I am very happy with zopa i recommended to my friends Reviewed on: 11th January 2024

I'm very satisfied by using Zable credit card which...

I'm very satisfied by using Zable credit card which I feel free to use and find out that being honest to them I could benefit more. Reviewed on: 11th January 2024

No hassle at all in the application process and appr...

No hassle at all in the application process and approval Reviewed on: 11th January 2024

exellent customer service open and transparent alway...

exellent customer service open and transparent always knoe where you are with regular updates Reviewed on: 11th January 2024

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