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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa are simply the best

Zopa have been nothing short of a blessing they provide excellent customer support and a great value for money service it has helped me no end the way the app works and the way they treat each customer as an individual blows most other credit builder cards away Reviewed on: 11th January 2024

Customer service is brilliant and the app is so easy...

Customer service is brilliant and the app is so easy to use Reviewed on: 11th January 2024

Always friendly , knowledgable , knew what they were...

Always friendly , knowledgable , knew what they were saying and able to answer questions easily Reviewed on: 11th January 2024

First class in every way, excellent customer service

First class in every way, excellent customer service Reviewed on: 11th January 2024

They are very efficient and polite and also very hel...

They are very efficient and polite and also very helpful when you phone with a query Reviewed on: 11th January 2024

My credit card

It been a good card to help me build up my credit Reviewed on: 11th January 2024

Excellent customer Experience

Tools to manage my Zopa Credit card is the best! Excellent communication! Reviewed on: 11th January 2024

Love using the card, very useful.

Love using the card, very useful. Reviewed on: 11th January 2024

My experience with Zopa Credit card has been very good.

My experience with Zopa Credit card has been very good the staff are helpful. the card is very usedful. Reviewed on: 11th January 2024

It was a quick and easy process!

It was a quick and easy process. Good amount lent when application approved. Up to date money transactions online. Reviewed on: 11th January 2024

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