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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I'm very happy with zopa they are very friendly and...

I'm very happy with zopa they are very friendly and helpful Reviewed on: 11th January 2024

Good credit card and had no issues with it

Good credit card and had no issues with it Reviewed on: 11th January 2024

Easy to use always informed on any changes

Easy to use always informed on any changes Reviewed on: 11th January 2024

Web site

Web site is excellent so easy to use Reviewed on: 11th January 2024

Zopa credit card.

Excellent service app very easy to use plenty of reminders when payment is due. Reviewed on: 11th January 2024

Good company

It's a good credit card, very strict on the amount of credit they offer, based on your scoring,If anything I would like them to be more open about that and give credit starting from 500 pounds Reviewed on: 11th January 2024

Unbelievably brilliant!!!

The app is so easy to navigate and utilize and when contacting customer service it was beyond excellent help and they don't speak to you like you're an idiot!! Thank you Zopa!!! Reviewed on: 11th January 2024

The process to apply is very easy The card arrived q...

The process to apply is very easy The card arrived quickly Reviewed on: 11th January 2024

Top class

No problem with Zopa.Easy to manage. Reviewed on: 11th January 2024

They serve you right !!

They offer realistic credit card limits to suit a persons need and give good advice on managing one's financial affairs Reviewed on: 11th January 2024

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