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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good experience and easy login to apps really h...

Very good experience and easy login to apps really helps and good service Reviewed on: 11th January 2024

I have only had a Zopa card for a short period of ti...

I have only had a Zopa card for a short period of time but my experience so far has been excellent Reviewed on: 11th January 2024

With my experience in Zopa they helps me a lot espec...

With my experience in Zopa they helps me a lot especially when I'm having difficulty making missed payments due to delayed income and financial hardships in the past!!! They are very kind people kind assistance and great consideration than expected! I can't see why Zopa cannot be voted as best for the awards night their services is almove above par excellence!? I can't ask for me everything get sorted out like magic!!! Fantastic!!! They got the Wow service factor!!! Reviewed on: 11th January 2024

Excellent Card

I never had any problem with Zopa Credit Card Reviewed on: 11th January 2024

Good service.

Excellent service and really good customer service. Very easy to set up payment Reviewed on: 11th January 2024

Very good and easy straight forward to use app very...

Very good and easy straight forward to use app very pleased found it easy to get in touch and keep up to date with payment s and use of the card would recommend to any wishing to use a credit card for convenience and easy payments Reviewed on: 11th January 2024

Been happy with servicealwsys happy to help with any...

Been happy with servicealwsys happy to help with any questions very easy to access Reviewed on: 11th January 2024

Great customer service.

Great customer service. Really explained everything so that I understood what I was signing up for. Reviewed on: 11th January 2024

Zopa Credit Card has given me security ...

Zopa Credit Card has given me security and helps in time of a financial crunch. Reviewed on: 11th January 2024

Easy to use app and see statements, regular updates...

Easy to use app and see statements, regular updates and offers. Reviewed on: 11th January 2024

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