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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Top class

No problem with Zopa.Easy to manage. Reviewed on: 11th January 2024

They serve you right !!

They offer realistic credit card limits to suit a persons need and give good advice on managing one's financial affairs Reviewed on: 11th January 2024

Very good experience and easy login to apps really h...

Very good experience and easy login to apps really helps and good service Reviewed on: 11th January 2024

I have only had a Zopa card for a short period of ti...

I have only had a Zopa card for a short period of time but my experience so far has been excellent Reviewed on: 11th January 2024

With my experience in Zopa they helps me a lot espec...

With my experience in Zopa they helps me a lot especially when I'm having difficulty making missed payments due to delayed income and financial hardships in the past!!! They are very kind people kind assistance and great consideration than expected! I can't see why Zopa cannot be voted as best for the awards night their services is almove above par excellence!? I can't ask for me everything get sorted out like magic!!! Fantastic!!! They got the Wow service factor!!! Reviewed on: 11th January 2024

Excellent Card

I never had any problem with Zopa Credit Card Reviewed on: 11th January 2024

Good service.

Excellent service and really good customer service. Very easy to set up payment Reviewed on: 11th January 2024

Very good and easy straight forward to use app very...

Very good and easy straight forward to use app very pleased found it easy to get in touch and keep up to date with payment s and use of the card would recommend to any wishing to use a credit card for convenience and easy payments Reviewed on: 11th January 2024

Been happy with servicealwsys happy to help with any...

Been happy with servicealwsys happy to help with any questions very easy to access Reviewed on: 11th January 2024

Great customer service.

Great customer service. Really explained everything so that I understood what I was signing up for. Reviewed on: 11th January 2024

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