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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Amazing customer service

Had a problem at the start with repayments due to holiday season. Customer service was amazing and problem was rectified very auickly Reviewed on: 11th January 2024

No hassle from customer service team, always polite...

No hassle from customer service team, always polite accommodating, customers can choose the amount they can afford to repay what they have borrowed, unlike other companies who demand, sometimes aggressively, how much they must pay, also if the see you are taking care of your account you become a much valued customer, some creditors see you as a cash cow but not with Zopa, well done toyou Reviewed on: 11th January 2024

Easy to use application on my phone

Easy to use application on my phone Reviewed on: 11th January 2024

Good for those with poor credit.

Good for those with poor credit... Reviewed on: 11th January 2024

Best bank excellent customer service

Best bank excellent customer service Reviewed on: 11th January 2024

ZOPA credit card is easy and hassle free

Very quick process and staff are polite and helpful with requests. Reviewed on: 11th January 2024

Zopa Mr David Turner

I have found it so easy to use through the app and how friendly the staff were. Reviewed on: 11th January 2024

Zopa experience

Quick efficient friendly service Reviewed on: 11th January 2024

Very good and easy to use app so it...

Very good and easy to use app so it all good 4 me Reviewed on: 11th January 2024

ZOPA EXCELLENT SERVICE

fantastic staff who cant do enough to help Reviewed on: 11th January 2024

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