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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

good rates but wish there were more frequant limit r...

good rates but wish there were more frequant limit rises Reviewed on: 11th January 2024

Card’s used

Great product can use in most shops Reviewed on: 11th January 2024

Fantastic company, very easy to deal with and great...

Fantastic company, very easy to deal with and great customer service Reviewed on: 11th January 2024

All went smoothly in all aspects.

All went smoothly in all aspects. Reviewed on: 11th January 2024

Really happy with product services good

Really happy with product services good Reviewed on: 11th January 2024

Very very good app. And wonderful credit card provider

Very very good app. Quick to deposit money. Wondeful bank, and credit card provider. Reviewed on: 11th January 2024

The credit company was quick in atrending to their c...

The credit company was quick in atrending to their customers' requests. My credit request was gotten within minutes that I applied. Reviewed on: 11th January 2024

Good communication online instantly very easy app to...

Good communication online instantly very easy app to use, Reviewed on: 11th January 2024

Zopa the best credit card

The application process was so simple and easy. The card arrived promptly. Easy to use and set up app Reviewed on: 11th January 2024

I found them very helpful when I was in a difficult...

I found them very helpful when I was in a difficult situation Reviewed on: 11th January 2024

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Want to see more from Zopa?

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