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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy application process.

Easy application process. Realistic credit limit. Very easy to use app. Reviewed on: 11th January 2024

Excellent credit card

Good interest rate...love that when a payment is made to reduce the balance that it appears on the account immediately Reviewed on: 11th January 2024

The Zopa credit card is the one to have

I have only had my credit card for a few months but up to now it’s been very good they often text me with offers, and the app is very good and if I was looking for a loan, I would use these there is not a lot more I can say at this moment like I have said I have only had my credit card for six months I think so if anybody’s thinking about getting a credit card, this will be my first one to tell them about. Thank you. Reviewed on: 11th January 2024

Fantastic Credit card

Good credit card. Very rarely have to contact Zope customer services. Fantastic support through the App Reviewed on: 11th January 2024

credit limit

keep your payments up to date and they increased my credit Reviewed on: 11th January 2024

Super easy and very quick result, also very quick to...

Super easy and very quick result, also very quick to receive card Reviewed on: 11th January 2024

Quick and easy application.

Quick and easy application. App is easy to use. Reviewed on: 11th January 2024

I have poor credit but was accepted with a small cre...

I have poor credit but was accepted with a small credit limit so no chance of getting into serious debt Reviewed on: 11th January 2024

A good clear and understanding of a credit card the...

A good clear and understanding of a credit card the operators are good and friendly and helpful Reviewed on: 11th January 2024

Awesome, from my application stage to using of the c...

Awesome, from my application stage to using of the credit card was stressful. Reviewed on: 11th January 2024

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