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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very efficient very quick response

Very efficient very quick response Reviewed on: 10th January 2024

Easy to apply.

Easy to apply. Affordable credit limit given and quick to receive card Reviewed on: 10th January 2024

Great service !

So simple and straightforward to use in the app,customer service are so helpful too . Reviewed on: 10th January 2024

I find my zopa credit card easy to use i also have a...

I find my zopa credit card easy to use i also have a loan with them absolutly excellent service i would recommend Zopa to family and friends Reviewed on: 10th January 2024

Great service excellent interest rates

Great service excellent interest rates Reviewed on: 10th January 2024

Zopa it is very good credit card !

Zopa it is very good credit card ! Reviewed on: 10th January 2024

Excellent customer service on a very high level!

Excellent customer service, flexible and friendly helpful REAL people! Reviewed on: 10th January 2024

Good card to improve your credit score

Zoopa is a great credit building card but the %APR is very high. It's ok if you pay off the balance in full butr expensive if you don't. Interest free balance transfer offers. Reviewed on: 10th January 2024

Easy to use the app and very quick delivery of...

Easy to use the app and very quick delivery of card Reviewed on: 10th January 2024

So easy to use, app really simple to navigate.

So easy to use, app really simple to navigate. All the details I need are right at my finger tips Reviewed on: 10th January 2024

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Want to see more from Zopa?

Personal loan
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from Zopa 4.87 from 1795 reviews
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