Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good experience with customer service

Good experience with customer service Reviewed on: 10th January 2024

Great credit card

Excellent app for credit card,, when making payments it’s so quick and easy. . Perfect credit card Reviewed on: 10th January 2024

Very quick with notifications when you use your card...

Very quick with notifications when you use your card and plenty of messages keeping you informed on your record Reviewed on: 10th January 2024

When applied for the card I never waited and once it...

When applied for the card I never waited and once it was excepted I had my card within 5 working days if I had a problem I contacted the company and they talked through me with everything very good company Reviewed on: 10th January 2024

Mr 020962

I am very happy very pleased with zopa credit card Reviewed on: 10th January 2024

Excellent deals were provided very easy to use on th...

Excellent deals were provided very easy to use on the daily basis customer support team is very knowledgeable. Reviewed on: 10th January 2024

Easy to use app.

Easy to use app. Easy to keep track of payments. Great customer service if any issues Reviewed on: 10th January 2024

Zopa Credit Card

My experience from application to receiving my credit card was very easy and informative! Reviewed on: 10th January 2024

Great Experiance

Great customer service ,easy to use ,fast and simple payment method ..would highly recommend Zopa Reviewed on: 10th January 2024

It was very easy to do everything online and it was...

It was very easy to do everything online and it was step by step was very easy Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 4.66 from 125 reviews
Nectar Credit Card
from Sainsburys Bank 3.53 from 97 reviews
Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub