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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very easy to use app to keep track of what your spen...

Very easy to use app to keep track of what your spending and what the payments will be. Reviewed on: 10th January 2024

Excellent service and always communication between c...

Excellent service and always communication between clients I do not think there is a better credit card company out there. Reviewed on: 10th January 2024

It’s very nice to help me out when I need it that Zo...

It’s very nice to help me out when I need it that Zopa will help me thanks a lot zopa Reviewed on: 10th January 2024

Great service and commitment to customer care

Great service and commitment to customer care Reviewed on: 10th January 2024

Excellent service and a great card to have!

Excellent service and a great card to have! Would recommend Zopa to family and friends anytime. Reviewed on: 10th January 2024

ZOPA never declined, and is a very good card to shop...

ZOPA never declined, and is a very good card to shop with in all establishments. Reviewed on: 10th January 2024

The app is very easy to navigate.

The app is very easy to navigate. Reviewed on: 10th January 2024

It was very easy to apply and was accepted within mi...

It was very easy to apply and was accepted within minutes.I have been with Zopa for a while and the interest is reasonable also they have an excellent customer service's department. Definitely recommend Zopa to everyone. Reviewed on: 10th January 2024

Applied for a credit card and they was excellent in...

Applied for a credit card and they was excellent in the application process. Hugely impressed with their professionalism Reviewed on: 10th January 2024

Excelent very good communication

Excelent very good communication Reviewed on: 10th January 2024

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