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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good service

Just like the service they offer Reviewed on: 10th January 2024

Good Service

Good service from staff, easy to understand statements Reviewed on: 10th January 2024

Quick decision.

Quick decision. Good value for money. Reviewed on: 10th January 2024

Excellent app, very easy to use, and has all you wou...

Excellent app, very easy to use, and has all you would need from a credit card app. Fair rates and great for building your credit up if needed. Reviewed on: 10th January 2024

Well, to date it seems very accessible to me with it...

Well, to date it seems very accessible to me with its charges, a favorable opportunity to improve your credit record and much more, I recommend the card since it is very good and acceptable in many places. Reviewed on: 10th January 2024

Very user friendly and efficient

Very user friendly and efficient Reviewed on: 10th January 2024

Zopa is very low rate credit card with decent limit.

Zopa is very low rate credit card with decent limit. Which is helping in saving Reviewed on: 10th January 2024

Very easy to use app to keep track of what your spen...

Very easy to use app to keep track of what your spending and what the payments will be. Reviewed on: 10th January 2024

Excellent service and always communication between c...

Excellent service and always communication between clients I do not think there is a better credit card company out there. Reviewed on: 10th January 2024

It’s very nice to help me out when I need it that Zo...

It’s very nice to help me out when I need it that Zopa will help me thanks a lot zopa Reviewed on: 10th January 2024

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