Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

The easy credit card

Top quality credit card . Excellent customer service. Very helpful. Easy to use very secure . Always rely on security and privacy. Professional staff that’s it really. So thanx Zopa credit card company Reviewed on: 10th January 2024

Thank you so much perfect love your zopa

Thank you so much perfect love your zopa Reviewed on: 10th January 2024

Zopa are definitely a cut above all the major high s...

Zopa are definitely a cut above all the major high street banks/credit card provider. They have excellent customer services, and always promote sensible lending practices, which aid customers to maintain an healthy account and to borrow more than they can comfortably pay back. High Street lenders can learn a lot fro Zopa should adopt Reviewed on: 10th January 2024

Zopa is a great company.

Zopa is a great company. The staff are excellent, helpful and friendly. Everytime I contact Zopa I always come off the phone happy knowing my issues has been dealt with. Reviewed on: 10th January 2024

Help me when no-one else would.

Help me when no-one else would. Also gives lots of advice on benefits and credit and savings. Reviewed on: 10th January 2024

Great information on spending and account details.

Great information on spending and account details. Very easy to use app and clear direct messages. Very easy to set up and get started. Customer care is brilliant! Reviewed on: 10th January 2024

Very professional and efficient equally the are cust...

Very professional and efficient equally the are customer friendly and makes sure you are fully satisfied at all times Reviewed on: 10th January 2024

I am very happy with company I have told friends and...

I am very happy with company I have told friends and family to use you and they have Reviewed on: 10th January 2024

Easy and quickly to use it, the app works well

Easy and quickly to use it, the app works well Reviewed on: 10th January 2024

Application was straightforward, and they do not has...

Application was straightforward, and they do not hassle you as long as you pay off the amount asked for above that . Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from ASDA Money 3.25 from 111 reviews
Credit card
from PayPal 4.66 from 125 reviews
marbles credit card
from NewDay 4.37 from 543 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub