Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43458 reviews)

View other Zopa products

4.94

Based on 43,458 reviews, last reviewed 12th Mar 2026

154150% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It’s very good helped me out in sticky situations. It’s very good helped me out in sticky situations. Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43468)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to apply and they give a chance to people with...

Easy to apply and they give a chance to people with not so great credit score. Reviewed on: 6th March 2026

I've been with zopa for 2 years brilliant company.

I've been with zopa for 2 years brilliant company. Reviewed on: 6th March 2026

Easy to use and set up.

Easy to use and set up. Lots of extra services as well such as savings etc Reviewed on: 6th March 2026

Card is easy to use and app is good

Card is easy to use and app is good Reviewed on: 6th March 2026

Always found Zopa credit card meets my needs

Always found Zopa credit card meets my needs Reviewed on: 6th March 2026

Very helpful and supportive when I could get the cre...

Very helpful and supportive when I could get the credit Reviewed on: 6th March 2026

Great team and easy to use app.

Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Excellent service and best interest rates compare to...

Excellent service and best interest rates compare to other bank. Helpful customer support team. Keep it up. Reviewed on: 15th February 2026

Zopa is there when you need it!

Zopa is there when you need it! Very professional, helpful and prompt. Reviewed on: 13th February 2026

Affordable card

Great experience with the zopa card providing credit when needed at reasonable rates. Excellent limits and buffer zone to stay in control Reviewed on: 12th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua credit cards
from NewDay 4.89 from 3244 reviews
Credit card
from The Co-operative Bank 2.92 from 35 reviews
Flexicard
from Halifax 4.57 from 5 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1534 reviews
Current account
from Zopa 4.94 from 5944 reviews
Smart Saver
from Zopa 4.94 from 8041 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub