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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,472 reviews, last reviewed 12th Mar 2026
154750% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026
Kerim 's avatar
Kerim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43472)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Excellent service

5
Excellent service no problems at all Reviewed on: 6th March 2026
Kyle jolley's avatar
Kyle jolley

Great and simple app to use.

5
Great and simple app to use. Always great customer service. Reviewed on: 6th March 2026
Merissa D's avatar
Merissa D

Excellent service

5
Great for building credit score and the app is simple and efficient Reviewed on: 6th March 2026
Matthew M's avatar
Matthew M

Great service.

5
Great service. Easy to use crediit card. Good customer service Reviewed on: 6th March 2026
Christopher z's avatar
Christopher z

Easy to apply and they give a chance to people with...

5
Easy to apply and they give a chance to people with not so great credit score. Reviewed on: 6th March 2026
Meena k's avatar
Meena k

I've been with zopa for 2 years brilliant company.

5
I've been with zopa for 2 years brilliant company. Reviewed on: 6th March 2026
Simon s's avatar
Simon s

Easy to use and set up.

5
Easy to use and set up. Lots of extra services as well such as savings etc Reviewed on: 6th March 2026
John B's avatar
John B

Card is easy to use and app is good

5
Card is easy to use and app is good Reviewed on: 6th March 2026
Lynn smith's avatar
Lynn smith

Always found Zopa credit card meets my needs

5
Always found Zopa credit card meets my needs Reviewed on: 6th March 2026
Neil f's avatar
Neil f

Very helpful and supportive when I could get the cre...

5
Very helpful and supportive when I could get the credit Reviewed on: 6th March 2026
Mrs R's avatar
Mrs R

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