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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Keeps me updated and very good service

Keeps me updated and very good service Reviewed on: 10th January 2024

Zopa is the best bank I have found for credit cards...

Zopa is the best bank I have found for credit cards it's customer service is excellent it's rates are very good. Payment plans are excellent so all round I am very pleased to bank with zopa. Reviewed on: 10th January 2024

Easy to apply and percentage not too high

Easy to apply and percentage not too high Reviewed on: 10th January 2024

The app is easy to use and self explanatory.

The app is easy to use and self explanatory. Reviewed on: 10th January 2024

Excellent

Its been really good, Zopa accepted me for a credit card, it was easy to apply for and set up Reviewed on: 10th January 2024

Love my zopa

Easy application process , great app and great service Reviewed on: 10th January 2024

Best one gives great service easy to use app means y...

Best one gives great service easy to use app means you have full control over your finances Reviewed on: 10th January 2024

Easy to apply for a card with zopa and the rate the...

Easy to apply for a card with zopa and the rate they charge is excellent compared to other lenders and with zopa you know as and when your payment due date is to to me this is the best card to have so if your looking for a honest credit card choose zopa for it you won't be disappointed either so come on give them ago now for your next card Reviewed on: 10th January 2024

I had my card now for a couple of years and find it...

I had my card now for a couple of years and find it very useful for emergencies. Reviewed on: 10th January 2024

One of the best credit cards I have ever had

One of the best credit cards I have ever had Reviewed on: 10th January 2024

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