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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Highly recommended!!

Great customer service, zopa app very easy to use. Reviewed on: 10th January 2024

service and product

Very good and excellent service. People on the other end know their product. Reviewed on: 10th January 2024

Excellent service

I have been a client for more than 2 years, always excellent service and there were no problems Reviewed on: 10th January 2024

Zopa credit card

Great service always kept upto date with everything Reviewed on: 10th January 2024

Zopa is easy to work with credit limit to what you c...

Zopa is easy to work with credit limit to what you can afford and there to help you if needed Reviewed on: 10th January 2024

Zopa are helping me build my credit

Zopa are helping me build my credit Reviewed on: 10th January 2024

I’m building my credit rating and Zopa help out in e...

I’m building my credit rating and Zopa help out in every way Reviewed on: 10th January 2024

I find Zopa credit card very useful to me,it came in...

I find Zopa credit card very useful to me,it came in handy when I was looking for a credit card. It's easy to use, it's app is customer friendly and makes you in charge of how you spend or engage with customer service. Great card,will definitely refer others to Zopa Reviewed on: 10th January 2024

First class service

Applied online and the account was set up and ready to go in days. Great service. Reviewed on: 10th January 2024

Great provider

Easy to organise and communicate with The app works well easy to use Reviewed on: 10th January 2024

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