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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company!

Very good customer service with a great app!! Reviewed on: 10th January 2024

Their services are world class and I enjoy doing bus...

Their services are world class and I enjoy doing business with Zopa. Most importantly is the customer TAT. The responds in seconds. Reviewed on: 10th January 2024

Zopa credit card

Zopa are a consumer focused company and don’t let you run up a debt you cannot pay Reviewed on: 10th January 2024

Very smooth application process and easy to use app

Very smooth application process and easy to use app Reviewed on: 10th January 2024

Very easy to apply for a credit card

Very easy to apply for a credit card Reviewed on: 10th January 2024

Good duster service and very easy to understand on t...

Good duster service and very easy to understand on the app Reviewed on: 10th January 2024

Brilliant service and fair credit limit.

Brilliant service and fair credit limit. Reviewed on: 10th January 2024

The interest rate is low, there are various products...

The interest rate is low, there are various products you can secure through Zopa, and they help to get the best deal with broadband, credit cards and affordable low-interest loans Reviewed on: 10th January 2024

Brilliant card ,excellent service and great app too .

Brilliant card ,excellent service and great app too . Reviewed on: 10th January 2024

Quick, easy to sign up.

Quick, easy to sign up. Fab app and user friendly Reviewed on: 10th January 2024

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