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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Informative and thoughtful

I love the information that is provided on the credit card site. It has all my information in one place linking other services for me to view. Emails keep me updated and the added information relating to best deals and savings is great Reviewed on: 10th January 2024

First class great service very happy

First class great service very happy Reviewed on: 10th January 2024

Very helpful and friendly service

Very helpful and friendly service Reviewed on: 10th January 2024

Very satisfying in service and product.

Very satisfying in both customer service and product. Helpful at all times whenever you are in doubt. Reviewed on: 10th January 2024

Very happy for the service and every 4to 5 months to...

Very happy for the service and every 4to 5 months top up system help Reviewed on: 10th January 2024

Very easy to apply pretty straight forward just few...

Very easy to apply pretty straight forward just few minutes then sorted Reviewed on: 10th January 2024

Always been good Have had no problems

Always been good Have had no problems Reviewed on: 10th January 2024

Absolutely brilliant all round fair service

Absolutely brilliant all round fair service Reviewed on: 10th January 2024

With bad credit I find it hard but was except with o...

With bad credit I find it hard but was except with out any fuss Reviewed on: 10th January 2024

Very good best credit card zopa

Very good best credit card zopa Reviewed on: 10th January 2024

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