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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Absolutely great experience and would always recomme...

Absolutely great experience and would always recommend for friends and family all day long application was easy and also help Reviewed on: 10th January 2024

Credit card

Excellent service always there to help Reviewed on: 10th January 2024

Great service

Quick, simple and easy to use. Application was smooth, accepted and issued a card efficiently, all was done very quickly. I'm satisfied with my Zopa card and the app is easy to use too. Reviewed on: 10th January 2024

Easy to use app, helpful, friendly

Easy to use app, helpful advice, excellent at helping me improve my credit scores. Reviewed on: 10th January 2024

Zopa are always informing you on ways you can improv...

Zopa are always informing you on ways you can improve your credit and offer help if you need it Reviewed on: 10th January 2024

This was very easy to apply,they were very helpful,e...

This was very easy to apply,they were very helpful,easy to understand they never lend you more than you can afford and if you want you can pay more. Reviewed on: 10th January 2024

1st for credit responsibility

Good responsible lender, excellent app and good communication! Reviewed on: 10th January 2024

Great up to the minute app ...

Great up to the minute app full information about spending Reviewed on: 10th January 2024

Always on point when you ask them anything

Always on point when you ask them anything Reviewed on: 10th January 2024

So far so good.

So far so good. Works every time Reviewed on: 10th January 2024

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