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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good love the company love my credit card

Very good love the company love my credit card Reviewed on: 10th January 2024

They are an excellent provider with everything expla...

They are an excellent provider with everything explained in plain English Reviewed on: 10th January 2024

Very good low interest no problem with company very...

Very good low interest no problem with company very helpful Reviewed on: 10th January 2024

Excellent service .

Excellent service . A pleasure to have a credit card with this company Reviewed on: 10th January 2024

Very helpful and friendly

Very helpful and friendly. Easy to deal with. Reviewed on: 10th January 2024

Easy application process, instant decision, website...

Easy application process, instant decision, website easy to navigate Reviewed on: 10th January 2024

I recently went abroad and had absolutely no problem...

I recently went abroad and had absolutely no problems using my card. My experience with the Zopa credit card has been seem less. Reviewed on: 10th January 2024

ZOPA credit card for me every time

I researched credit card providers and ZOPA popped up which I then applied for and was accepted. Ever since both of have stuck to the agreement and as such I have absolutely not regretted applying for a ZOPA credit card not one little bit at all. Reviewed on: 10th January 2024

My credit card experience. .

Only been a customer for a short while, however my experience has been very positive. Great communication either through the app, or by phone. No negative feedback here Reviewed on: 10th January 2024

Does what they say.

Everything is straightforward and works as stated. Reviewed on: 10th January 2024

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