Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I am very happy to have chosen this credit card and...

I am very happy to have chosen this credit card and definitely been trying to recommend it to my friends Reviewed on: 10th January 2024

Very easy to deal with

Very easy to deal with and everything made clear to understand Reviewed on: 10th January 2024

Brilliant service at all times.

Brilliant service at all times. Can’t rate Zopa highly enough Reviewed on: 10th January 2024

Zopa has been amazing, the services are great and I...

Zopa has been amazing, the services are great and I have always recommended them to family and friends Reviewed on: 10th January 2024

Very easy to use , can use it all over the world, cu...

Very easy to use , can use it all over the world, customer support is brilliant Reviewed on: 10th January 2024

Easy quick decision helping me build my credit score...

Easy quick decision helping me build my credit score after a difficult period Reviewed on: 10th January 2024

Excellent card for me

Good credit for me as I had bad credit the past they ga be me a cha n e Reviewed on: 10th January 2024

Great card easy to use great to deal with

Great card easy to use great to deal with Reviewed on: 10th January 2024

Zopa has been fair, always available and reliable in...

Zopa has been fair, always available and reliable in life's emergencies. I have only had good service from Zopa. I would thoroughly recommend them for building a better credit score! Reviewed on: 10th January 2024

Great company great experience found spending a lot...

Great company great experience found spending a lot easier with this card than others Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Purchase Card
from TSB 3.52 from 8 reviews
Nectar Credit Card
from American Express 3.32 from 14 reviews
Everyday Credit Card
from Santander 4.17 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub